Veronica is a widow and has two children. After successfully graduating senior high school, Veronica is now an established businesswoman. She prepares and sells gari (a traditional Ghanaian snack better known to the rest of the world as couscous) in Akatakyiwa (near Cape Coast). She has been actively involved in this business for about one year. As the sole breadwinner in the family, Veronica uses her income to provide for her entire family. Veronica will use the loan to purchase increased amounts of gari, thus aiding her to improve her overall sales. With the new profits from her expanded business, Veronica plans to diversify the type of products that she sells, hence adapting to changing customers' preferences.