Humphery is married and has four children. He has received schooling through basic school to the O level. Humphery is a food stuffs dealer - a middle man at Ve-gbodome, Hohoe - which he has done for 11 years now. His wife is a petty trader also at Ve-gbodome. Humphery is responsible for all the financial needs of the family. Humphery will use the loan to purchase more food stuffs from the local farmers to sell to market women in the big towns. With the new profits from his expanded business, Humphery plans to save enough to improve his business.