A loan of $3,150 helped a member to buy supplies for his small pastry shop.


Creando Redes Group's story

Javier, the only man in the photo, belongs to the Creando Redes Communal Bank, which is located in Concepción, in the 8th Region of Chile. Its members sell used clothing, sell breakfasts at open fairs, work in tailoring, and work in fashion, and his business is auto mechanics and pastry making. He started his business nine years ago after he got into an accident and had to find other ways to earn an income. He took an auto mechanics course that he could not complete and he worked in bakeries, where he was able to learn how to make cakes and cookies. He had to face the loss of his wife and family, who left him on his own after the accident that left him crippled, but Javier had the courage to get ahead and take courses to learn. Despite this pain in his life, he currently has a partner who has helped him and supported him in every way possible so he can get ahead. Javier will use this loan to buy supplies for his small pastry shop, as well as a mixer and molds, which are staples for his work. He is sure that this will be a very good season for his business and thinks he will even be able to make his payments ahead of time. What he likes most about working with Fondo Esperanza is getting to meet very responsible people, as well as having a great adviser who is great at assuaging his concerns.

In this group: Maria Angelica, Maria Avelina, Sonia Del Carmen, Marcelina Ivonne, Maria Trinidad, Paola Andrea, Norma Del Carmen, Juana Maria, Maria Isabel, Marta Del Carmen, Irene Del Carmen, Mery Donatila, Rosa Olga, Katherine Mariana, Bersabe Olimpia, Jessica Elizabeth, Maria Paz, Cecilia Del Solar, Javier Del Carmen

Translated from Spanish by Kiva volunteer Alyson Trowbridge



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