Rose is married and has 7 children. She has received schooling through a middle school level. Rose is a fish monger and also prepares and sells palm oil in Ve-gbodome, in the Hohoe community, which she has been doing for 10 years. Her husband is a mason. Rose uses her income for assisting her husband to cater to their children's general needs. Rose will use the loan to purchase palm fruits and also cartons of fish to expand her business. With the new profits from her expanded business, Rose plans to save so she can increase her working capital.