A loan of $3,500 helped a member to buy frozen food products.

Brilla El Sol Group's story

"Brilla el Sol" is a communal bank located in the Vlll Bío Bío Region. Ruby, who is standing on the right side with a green T-shirt and glasses, is one of the members and this is her account of how it has been to participate in Fondo Esperanza. In the communal bank in which she participates, the members, including her, work selling their products in the Candelaria market. Some of them sell used clothing, carts for the market, brushes, ceramics and footwear.

Ruby sells frozen products such as hake, shrimp, frozen french fries and potato puffs, as well as frozen vegetables such as corn, lima beans, green beans, carrots and peas. She started her business two years ago when she took a course in the town of San Pedro, where she was trained in food handling, which helped her get into what now is her business.

She has had quite a few challenges, but has always been fully supported by her family, and more now by her son, who helps her to promote her products via the Internet. When they get customers, he is the one responsible for helping her transport the products so that they stay frozen.

With her effort and savings she has been able to buy herself a small used car that has been useful in transporting her products. The loan she will be able to access will enable her to stock more products to sell. At this time of year here in Chile, because it is Holy Week, people don't eat meat, only seafood products, and she would sell much more, which would be very good for her business—so she projects that it would be a very good sales period.

At Fondo Esperanza, she has got to gotten to know very good people, and besides her participation has been rewarding, also helping her to have a much greater desire to succeed. There is a lot of respect there and help from the advisers. She also tells us that she has made friends through her communal bank, as when the day comes to make a payment for previous loans, they get together with their fellow members and prepare a light meal, making cakes or cookies. In short, a rewarding experience.

In this group: Marisol Angelica, Yorna Eveline, Silvia Carmen, Pamela Victoria, Ruth Esterlina, Rita Del Carmen, Mirta Cecilia, Johana Elizabeth, Isabel Del Carmen, Jose Del Carmen, Zunilda Del Carmen, Oscar Gustavo, Jeanette Patricia, Victoria Leon, Luz Estrella, Gloria Jeannette, Ruby Del Carmen, Ana Maria, Maria Gabriela

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Translated from Spanish by Kiva volunteer Jeff Goldie

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