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Ms. Shehnaz has been operating a shoe making business for the past 15 years. For a year of her business she had low capital because of many problems in receiving payments on time, and was unable to expand her business activities. At that point in time, she was afraid of taking an informal loan from relatives, so she then contacted Kashf Foundation upon the suggestion of her neighbor.

Shehnaz is an energetic person and eager to support her family. She is liable to fulfill the basic necessities of her children including food, health and education. She is also accountable to improve their standard of living. Her children help her in doing this business of shoe making.

It’s her fourth year with Kashf Foundation. By the support of Kashf Foundation Shehnaz is fulfilling her dreams and is able to manage her children’s education. Now, she has requested a loan of PKR 30000 to buy additional materials for shoes, including leather, artificial leather and plastic soles etc. In this way she can handle the growing demand for her shoes in the market and hence better support her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 262
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Shehnaz to buy additional materials for shoes including leather, artificial leather and plastic soles etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Apr 2, 2013
Currency Exchange Loss:
Mar 21, 2014