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Kalimer is from the Syunik region, which is famous for its severe cold climate. The best agricultural business for the locals is cattle farming and some limited land cultivation. Kalimer is engaged in cattle breeding. She keeps two cows, one mother pig, and six little pigs. Kalimer gets milk and milk products and her husband Artak sells them in the local market. This is the only source of income for their young family, so she and her husband work hard to gather more milk and earn income from the sales. As the farm is small and their income is hardly enough for covering daily costs, Kalimer has applied for this loan. The money from the loan will be used to expand the farm by purchasing two cows and a calf.

This is very important for Kalimer to get more milk and sell it. She dreams to have a big farm and improve her family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 141
    View loans »
    Armenia Loans Fundraising
  • $16,809,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Kalimer to pay for two cows and a calf.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 2, 2013
Currency Exchange Loss:
Apr 18, 2015