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Rukhsora is a resident of Qurgan-Tube, located in the south of Tajikistan. She is 34 years old, divorced and she has a son and daughter who both are in school. Rukhsora has a degree in economics. However, she never found work relevant to her degree. Now, she wants to start her own business. Near her home there is a store that she would like to rent to sell food goods out of. She has applied for a loan with this goal in mind which she will use to buy inventory for the store which will start her trading activities.
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Рухсора жительница города Кургантюбе, расположенный на юге Таджикистана. Ей 34 года. Она разведена и у нее есть сын и дочь, которые учатся в школе. У Рухсоры высшее экономическое образование. Однако она не работала по своей специальности. Сейчас Рухсора хочет начать свой бизнес. Около дома у нее есть магазин и она хочет заняться там продажей продуктов питания. С этой целью она обратилась за кредитом. Рухсора просит кредит для закупа товаров (продутов питания) в свой магазин и тем самым начать торговую деятельность.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 199
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Rukhsora to purchase food goods for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 30, 2013
Currency Exchange Loss:
Jan 18, 2014