A loan of $300 helped to buy poultry birds for her farming business.


Janeth's story

Janeth lives in the Litein area of Kenya, in the hills south of Rift Valley. She has two children and has been involved in farming work for six years. Her primary income sources are milk, eggs, tea and crops. She stated what is most enjoyable about farming: "Getting profits from farming business". Her biggest challenge is "animal diseases". The animal in the farm is named "Tuiya". She will use the loan to buy poultry birds. Janeth was asked why she chose Juhudi Kilimo for this loan, to which she replied: 'They assist farmers through group management training'. This client was also asked what she learned during Juhudi's required micro-finance training session: 'They give loans to smallholders.' Her highest monthly expense is farming costs. When asked 'How will this loan benefit your family?', Janeth replied 'It will improve the family living standards.' As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Janeth owns the following: 'cow and poultry', but does not own 'pig, pump, bicycle, motorcycle or automobile'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net, electricity, running water' but does not have 'solar power, sewing machine, TV, DVD'. Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.



Loan details


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Loan details