A loan helped to buy poultry.

Alice's story

Alice lives in the Litein area of Kenya, an area known for heavy tea production and maize. She has three children and has been doing this work for five years. Her primary income sources are milk and crops.

She stated what is most enjoyable about farming is "milking." Her biggest challenge is "lack of adequate funds." Animals on the farm have been given the names of "Chemur."

Alice was asked why she chose Juhudi Kilimo for this loan, to which she replied: "Because of the grace period." This client was also asked what was learned during Juhudi's required microfinance training session. She said, "That most of them require people to be in groups."

Her highest monthly expense is school fees. When asked, "How will this loan benefit your family?" Alice replied, "I will be in a position to pay fees for my children."

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Alice owns the following: a cow, but does not own a pig, poultry, pump, bicycle, motorcycle, or automobile. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household a mosquito net but does not have electricity, solar power, running water, a sewing machine, TV, or DVD.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Loan details

Lenders and lending teams

Loan details