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Ry is a citizen from a rural area located in Kampong Cham province’s Ponhea Krek district, where rice farming is the common business among her neighborhood. She is 50 years old, and is a married mother blessed with seven children. Of her seven children, only two sons are still under her dependency, with one being in school and the other is under-aged for schooling.

Just like her neighbors, Ry cultivates rice as well as growing potatoes. Her husband is the main human power helping her on the field. This couple also uses their spare time to earn extra income, through working for others for a fee, for the sake of their children. The current business, which she has been in for 26 years, returns her about 30,900 KHR per day and, of which she saves about 22,900 KHR per day.

This is Ry's first time with VisionFund (Kiva’s partner). She is applying for her first loan in the amount of 2,000,000 KHR in order to buy potash and to pay for labor costs. She hopes that she can get a high yield from both her cash-crops, and earn more income so that she can set aside more money to buy a mini tractor to support her business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 207
    View loans »
    Cambodia Loans Fundraising
  • $39,918,025
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ry to buy potash and to pay for labor costs for her rice and potato growing business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Feb 8, 2013
Apr 3, 2013
Currency Exchange Loss:
Oct 17, 2013