A loan of $1,450 helped to purchase seeds for beans, potatoes, and onions, as well as agricultural chemicals and organic fertilizer.

Clara's story

Clara is 30 years old, married, and lives in a small community where the inhabitants live very dispersed. She lives a solitary life, as her husband is outside the country for work reasons.

Therefore the burden of work is Clara's responsibility, and in order to raise her three children she has to work from the early hours of the morning until very late, according to the need of her crops for irrigation, soil preparation, planting, mechanical pest control, harvest, post-harvest and marketing of products.

She also has a problem with the isolated location of her land during the rainy season, as her parcel is located facing the Misque river. Because of the high water at that time, it is inaccessible, therefore the crops develop with pest and disease problems until the water goes down. Clara has lost a great quantity of her tomato production, as this year the tomato crop couldn't be marketed, because it couldn't be transported as the river was impassable. This resulted in a reduction of income for the sale of these products.

Because of all the above-mentioned factors, Clara's economic stability has suffered a setback, directly affecting the acquisition of materials and supplies needed for production, both in terms of household expenses for feeding her children and the day laborers she employs. To correct the above-mentioned situation, she has turned to credit, with the aim of improving her quality of life and resuming the road to prosperity.

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Translated from Spanish by Kiva volunteer Jeff Goldie

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