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Lilian is a married woman. She describes herself to be ambitious, determined, and confident. She does farming where she sells bananas. Her business is located at a potential business area and her primary customers are residents. She describes her biggest business challenge to be lack of finances for expanding the business. She will use the Kes 60,000 loan to purchase construction materials for a septic toilet that will be used by her tenants. Her business goal is to expand her business within five years. She hopes that in the future, she will have more septic toilets. Lilian also runs rental houses where she provides accommodation services. Sometimes, she also sells cereal which adds to her business income.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 954
    View loans »
    Kenya Loans Fundraising
  • $47,090,675
    Funds lent in using Kiva
  • 85.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Lilian to purchase construction materials for a septic toilet that will be used by her tenants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Mar 30, 2013
Currency Exchange Loss:
Feb 17, 2015