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Ms. Ghazala is a 21-year-old vigorous lady. She has been sewing clothes for the past three years. She sews clothes for the people of her community and uses the income to support her entire family.

The income of her brothers is not enough to bear all the household expenses, so Ghazala is working hard to contribute to the family income. However, due to the lack of availability of funds, she is unable to meet the daily demands of her customers. For this reason, Ghazala requested a loan of PKR 20,000 from Kashf Foundation.

Ghazala intends to use this loan amount to buy an electronic sewing machine with packs of thread, buttons and zippers in various colors. This will create a means of increasing revenues, so she may be able to generate a healthier source of income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 354
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ghazala to buy an electronic sewing machine with packs of thread, buttons and zippers in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 9, 2013
Apr 2, 2013
Currency Exchange Loss:
Feb 17, 2014