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Update on Nazgul

Nazgul is 40 years old, married, and is raising 5 children. She is the main source of income for her family. Nazgul has worked with agriculture and livestock for 17 years. She has 12 cows and 2 bulls that bring in a monthly income of 17,000 KGS. With the goal of further developing her business, Nazgul has turned to Bai Tushum and Partners for a loan of 30,000 KGS to buy additional livestock. She plans to use the income from the loan to increase her herd even further.
View original language description ↓
Назгул 40 лет, замужем, воспитывает 5 детей. В качестве источника дохода для семьи, Назгул занимается животноводством и растениеводством в течении 17 лет. Имея в хозяйстве 12 коров и 2 бычка, Назгул имеет ежемесячную прибыль в сумме 17,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Назгул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на покупку дополнительных голов крупного рогатого скота. Доходы Назгул планирует вложить в дальнейшее увеличение своего хозяйства.

Previous Loan Details

Nazgul is 38 years old, married and has five children. In search of a source of income for her family, she started her own business in animal husbandry in 1996 with an initial sum of 5,000 som (KGS). Thanks to Nazgul's persistent and hard work, today her livestock headcount includes eight dairy... More from Nazgul's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 64
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Nazgul to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Mar 29, 2013
Currency Exchange Loss:
Apr 16, 2014