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Zumrad is 25 years old, married and the mother of one daughter. She is the main source of income for her family and has worked with livestock for the past 7 years. She began her business with only 6,000 KGS. Thanks to her hard work, Zumrad today has under her care 1 cow with calf and 2 sheep. She brings in around 15,000 KGS each month from the sale of milk and dairy prodcuts. With the goal of further developing her business, Zumrad has turned to Bai Tushum and Partners for a loan of 120,000 KGS to buy 1 cow with calf and sheep. The income from the loan will be used to make repairs to her home.
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Зумрад 25 лет, замужем, мать 1 дочки. Зумрад в качестве основного источника дохода для своей семьи, на протяжении 7 лет занимается животноводством, начав этот бизнес с суммы 6,000 KGS. Благодаря упорному труду Зумрад в ее хозяйстве на сегодняшний день имеется 1 корова с приплодом и 2 овцы, продажа молока и молочных продуктов приносит около 15,000 сом в месяц. В целях дальнейшего развития своего бизнеса, Зумрад обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку 1 коровы с теленком и овец. Доходы от кредита Зумрад планирует вложить в ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Zumrad to purchase 1 cow with calf and sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 29, 2013
Currency Exchange Loss:
Apr 16, 2014