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Teth N., 24, is a mother of one little child and lives with her husband in Prey Veng province, Cambodia. She is a garment factory worker and earns around $3.30 each day. Her husband, Seth Visal, has had a business running a motor-taxi since 1999. In one day, he makes $3.50. This couple also takes care of an old father and mother.

To increase their income to help support their extended family, they are requesting a loan to help purchase a small tractor. They will then rent the tractor to other famers.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Teth to purchase a small tractor for rental.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 10, 2008
Jul 23, 2008
Currency Exchange Loss:
Sep 15, 2009