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Shahnoza is a resident of Isfara. She is 26 years old and married. She lives with her parents and husband. There are 8 people in her family. She has 5 young children: 2 sons and 3 daughters. Shahnoza is hardworking and a good homemaker. She has sewed since her childhood and she loves to do it very much. Today, she owns her own sewing machine, and has a separate room where she spends her free time. Shahnoza has been sewing dresses for herself and her relatives for 7 years already. She also sews drapes and curtains for her home. She has a great passion for sewing dresses and drapes and even sews mattresses. Shahnoza has turned to Humo for a loan to buy fabrics and materials in order to begin offering her services to those living in her city. She knows that through this method, she can turn one of her favorite hobbies into a job, the income from which will really help her family. She will be able to pay to make repairs to her home in the future which will improve her family's living conditions. Shahnoza is grateful to all of you and she hopes for your support!
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Шахноза жительница города Исфара. Ей 26 лет. Она замужем. Шахноза живет с родителями и мужем. В семье их девять человек. У Шахнозы пятеро детей, двое сыновей и трое девочек. Ее дети маленькие. Шахноза трудолюбивая и хорошая домохозяйка. Она с детства занимается шитьем. Шахноза очень любит шить. На сегодняшний день у нее имеется собственная швейная машинка. Своя отдельная комната, где она проводит свое свободное время. Шахноза вот уже сем лет шьет платья себе и своим родным. Кроме того она шьет шторы и занавески для своего дома. Шахноза с большим желанием шьет платья и шторы, а также она шьет матрасы (курпача).
Шахноза обратилась в Хумо за кредитом для покупки тканей и материалов, чтобы начать предоставлять свои услуги населению города. Она знает, что таким образом она сможет заняться своим любимым делом и получать доход, который очень поможет ее семье. Она сможет провести ремонт в доме и в будущем улучшить условия проживания. Шахноза благодарит всех Вас, она надеется на Вашу поддержку!

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 238
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Shahnoza to buy fabrics and materials.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 29, 2013
Currency Exchange Loss:
Apr 17, 2015