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Mrs. Hem R., 54 years old, lives in the Prey Ving province in Cambodia with her husband and four children. She and her husband sell rice to support their family. In addition, her children also work to support the family: two are garment workers; one is a blacksmith; and one also helps with the rice business. The Roeuns are now seeking to borrow $1,200 in order to purchase a small truck to transfer their rice in a more efficient manner. They hope this will help them grow their business and help them earn more profit.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 88
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hem to purchase a small truck to use for transport of rice.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 6, 2008
Jun 28, 2008
Currency Exchange Loss:
Mar 15, 2010