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Lily Marcela
Lily is a 35-year-old woman. She lives in the city of Camana with her young son, whom she loves and who is her principal purpose in life. She is a very kind, hardworking and enthusiastic person, who puts all her effort into providing the best for her son, since she is both father and mother to him.

Unfortunately, because of limited economic resources and because she had to work from a young age, Lily could not study a professional career. In her free time she likes to travel with her little one and sometimes she cooks a delicious fried fish to share with her family.

Through her own initiative, with a lot of effort and dedication, Lily works in a small business selling and renting dresses. She works every day for about 10 hours and believes that it is going well for her because of her good prices and because of the kind treatment she gives to clients.

Lily is very grateful to Kiva lenders, since thanks to the offered help she will be able to make a larger purchase of in-season dresses, and in this manner she will be able to supply her business and attend to more customers. Thus Lily will continue working and making an effort to achieve her dream of having her own house.
View original language description ↓
Lily es una mujer de 35 años, vive en la ciudad de Camaná con su pequeño hijo, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su pequeño, ya que ella es padre y madre para él; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Lily no pudo estudiar una carrera profesional, en sus ratos libres le gusta viajar con su pequeño y en algunas ocasiones cocina un riquísimo Pescado Frito para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Lily trabaja en su pequeño negocio de venta y alquiler de vestidos, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Lily se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad de vestidos de temporada, de esta manera podrá abastecer su negocio y atenderá a mas clientes, así pues Lily seguirá trabajando y esforzándose para lograr un gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Lily Marcela to buy dresses for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 24, 2013
Mar 28, 2013
Currency Exchange Loss:
Dec 17, 2013