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Maria Ermelinda

Update on Maria Ermelinda

Maria is asking for a new loan to buy corn, firewood and other materials. This will let her continue her business making food products, which until now has allowed her to meet her needs.

With this loan she wants to buy firewood and corn wholesale, because she will get a better price. The risk in her business is that when she sells on credit it can be difficult to recover payments.

Her last loan allowed her to increase her productivity and earnings.
View original language description ↓
María,solicita un nuevo préstamo para la compra de maíz, leña y otros materiales para seguir en el negocio, elaborando los productos alimenticios que hasta ahora le permiten cubrir sus necesidades, quiere con el préstamo comprar al por mayor la leña y el maíz, ya que tendrá mejor precio, su riesgo en el negocio es cuando vende al crédito y se le dificulta recuperar los pagos.
El credito anterior le permitio incrementar la productividad y las ganancias.

Previous Loan Details

Maria is applying for a loan that she will use to support her food business. She will buy maize, firewood, condiments, vegetables and the other supplies she needs to make the products she sells: sopa de puya and chilate. She tells us that a past loan helped her to improve her business and, in t... More from Maria Ermelinda's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 360
    View loans »
    El Salvador Loans Fundraising
  • $31,244,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Ermelinda to buy wood and corn wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 23, 2013
Mar 28, 2013
Currency Exchange Loss:
Nov 17, 2013