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Gloria Yolanda
Gloria is a 19 year old young woman. She is single and lives with her parents in Solola. She has five sisters and four brothers.

She has a grocery store and decided to start this type of business since her father had experience in it. She’s had it for a year and earns enough to support the family finances. She also makes typical clothing like that used in her community and she earns an additional income.

She is asking for a loan of Q4,200 to be able to grow her business by buying more products and offering better service to her customers. In this way she can obtain a better income and can continue as a small businesswoman.

One of her dreams is to have another grocery store so that she can continue supporting her family.
View original language description ↓
Gloria es una señorita de 19 años quien es soltera y vive en Sololá. Tiene 5 hermanas y 4 hermanos a aun vive con sus padres.

Ella actualmente cuenta con una tienda de abarrotes, eligió este tipo de negocio ya que su papa cuenta con experiencia, por lo que ya lleva un año de tenerlo viendo que obtiene ganancias aceptables par aportar a la economía de la familia. También elabora ropa típica que utilizan en su comunidad de donde obtiene más ingresos.

Ella solicita un préstamo de Q 4,200.00 para poder aumentar su negocio comprando más productos y ofrecerles un mejor servicio a sus clientes. De esta manera obtendrá mejores ganancias y seguir creciendo como pequeña empresaria.

Uno de sus sueños es tener otra tienda de abarrotes para seguir apoyando el sustento familiar.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 41
    View loans »
    Guatemala Loans Fundraising
  • $12,387,300
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Gloria Yolanda to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Mar 27, 2013
Currency Exchange Loss:
Dec 19, 2013