On his own initiative, with much hard work and dedication, Jose works in a municipal business in his city. He works every day for approximately 10 hours and he thinks it is going well for him because of his hard work and the friendly way he treats others.
Jose is very grateful to the Kiva lenders, since thanks to their help he will be able to buy two shelves, a table and some general groceries. This way, Jose. with his wife's help, will be abel to start a small business selling groceries from their home. This will be very useful for them to achieve their dream of having a mini-market.
Por iniciativa propia, con mucho empeño y dedicación, Jose trabaja como obrero en una empresa municipal de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Jose se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de dos andamios, una mesa y abarrotes en general, de esta manera Jose con el apoyo de su esposa podrán iniciar un pequeño negocio de venta de abarrotes en su hogar, así pues podrán generar mayores ingresos económicos, los cuales le servirán de mucho para lograr su gran sueño de tener un minimarket.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid