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Angel Smith
Angel is 20 years old, single, and lives in the city of Ica with his parents and siblings. He is a very kind, hardworking and enthusiastic person who strives to do his best in all areas of life. Unfortunately, since he grew up in a family of scarce resources, Angel has always needed to work to make ends meet and was never able to pursue the university degree of his dreams, Mechanical Engineering. In his free time, Angel likes to play soccer with his friends and cook delicious Chaufa Rice for his family.

Through his own initiative, and with lots of hard work and dedication, Angel has found work for himself as a security guard for various businesses around the city. He works 10 hours every day, and he believes that work is going well because he is very responsible and treats everyone he meets with kindness and respect.

Angel is grateful to Kiva lenders for their support, and he plans to use the funds from this loan to complete a construction project to add a room onto his house. Presently, he and his siblings all sleep in one small, dilapidated room in their house. Angel hopes to build a safer room for his siblings with this project and to improve their quality of life. His future plans are to continue working at his current jobs, and he hopes to one day be able to pursue a university degree and improve his quality of life.
View original language description ↓
Angel es un hombre de 20 años, es soltero, vive en la ciudad de Ica con sus padres y hermanos, él es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar para apoyar a sus padres, Angel no pudo estudiar la carrera profesional de Ingeniería Mecánica, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina un riquísimo Arroz Chaufa para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Angel trabaja brindando servicios de seguridad en una empresas de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su responsabilidad y por el trato amable que brinda a los demás.
Angel se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la construcción de una habitación en su vivienda, ya que él y sus hermanos duermen una sola habitación, la cual se encuentra deteriorada y Angel desea brindarles mayor seguridad y bienestar, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de poder estudiar una carrera profesional y así poco a poco desea salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 72
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Angel Smith to complete a construction project to add a room onto his house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Mar 26, 2013
Currency Exchange Loss:
Apr 16, 2014