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Luis is married and has three children who attend school. He lives in a house he owns and doesn't support anyone else.
He works as a laborer for a banana production company. With the current loan he intends to purchase construction supplies (cement, rocks, window frames, etc.) in order to continue building his house.
His wish for the future is to finish the construction in his house and to start a business. For that reason he pledges to repay the loan as scheduled, so he can request more loans from Hluvuku.
The challenge he faces is working harder in order to increase his monthly income and accomplish all his projects.
View original language description ↓
Casado e pai de 3 filhos, que frequentam a escola, vive na casa própria e não sustenta mais ninguém.
Trabalha como operário numa empresa de produção de bananas. Com o presente empréstimo pretende comprar material de construção (cimento, pedra, aros, janelas, e outros) para dar continuidade a obra da sua casa.
No futuro deseja concluir a obra da sua casa e iniciar um negócio, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é trabalhar mais para aumentar a sua renda mensal e realizar todos seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 63
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 30.2
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Luis to purchase construction supplies (cement, rocks, window frames, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 26, 2013
Currency Exchange Loss:
Apr 16, 2014