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Armando is married and the father of 3 children who attend school. He lives in his own house and doesn't support anyone else other than his children.

He's an electrician and with this loan he plans to buy construction materials (iron, cement, sand, stone and others) to continue building the wall around his home.

In future Armando hopes to complete the wall and build rooms to rent out. To this end he commits to duly paying off the loan in order to solicit further loans from Hluvuku.

His challenge is to pay off the loan so as to obtain others.
View original language description ↓
Casado e pai de 3 filhos, que frequentam a escola, vive na casa própria e não sustenta mais ninguém além dos seus filhos.
É electricista e com o presente empréstimo pretende comprar material de construção (ferro, cimento, areia, pedra, e outros) para dar continuidade a obra do murro de vedação da sua casa.
No futuro deseja concluir o murro e construir dependências para aluguer, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é o pagamento devido do empréstimo para poder adquirir outros.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 52
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 30.2
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Armando buy construction materials (iron, cement, sand, stone and others) to continue building the wall around his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 26, 2013
Currency Exchange Loss:
Oct 17, 2014