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Haykanush is from the Syunik region and works at a local kindergarten school. Haykanush is married with three children, two daughters and a son. Her elder daughter, Lida, studies at Yerevan State University in the department of international relations.

Haykanush and her husband work hard to sustain their family and cover their children's basic costs. However, it is very difficult for them to save money for Lida's education.

Haykanush has applied for this loan to pay for Lida's university tuition. The loan is very important for Haykanush and her family to give Lida an opportunity to complete her education and become a good specialist.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 155
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • 418.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Haykanush to pay for her daughter's university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Mar 29, 2013
Currency Exchange Loss:
May 17, 2013