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Bessa Group
In this Group: Mary, Emilia, Alex
This group consists of Alex, Mary, and Emilia. They sell books, wax print, and vegetables in the community, respectively. They reside in the Dansoman community and have been together since 2010. They are still doing very well.

Mary is a 36-year-old who has been selling cloths for 12 years. She has been with ID Ghana for the past 2 years and is doing very well. She sells from Mondays to Saturdays. This is her 4th loan and she needs an amount of 1,400 GHS to buy more cloths to sell to her customers. She is grateful to ID Ghana.

The entire group needs a total amount of 2,400 GHS to buy more items to sell to their customers in the Dansoman community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 28
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Bessa Group's $1,250 loan helped a member to buy more wax-print cloths to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 29, 2013
Currency Exchange Loss:
Sep 17, 2013