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Ghazala is a 43-year-old energetic married woman who has five children, all of whom attend school. For the last ten years, she has been manufacturing "waan," a material used in making "charpoy," which is a bedstead of woven webbing or hemp stretched on a wooden frame on four legs that is common in Pakistan. Ghazala offers various kinds of waan in different colors and has become famous for providing good quality waan in her community. She is able to provide for the needs of her family members.

Ghazala is requesting a 30,000 PRK loan to buy another waan-making machine for her business so that her son can assist her in his free time.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 264
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ghazala to buy a waan-making machine so her son can assist her in her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Apr 2, 2013
Currency Exchange Loss:
Apr 16, 2014