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Update on Jivan

Jivan was born in 1961 in the town of Kadjaran. After high school, he graduated from Kapan Polytechnic Institute with a specialty in mining engineering. Jivan has three daughters and a son.

The eldest daughter is 23 and is studying in the third year at Yerevan Medical University in the therapeutic department. The middle daughter is 20 and is studying in the second year at Kapan Polytechnic Institute in the finance-economics department. Jivan's youngest daughter is 19 and is studying in the second year at Yerevan Medical University in the therapeutic department. Jivan's wife is a homemaker.

Since 1997, Jivan has been engaged in his own territory in the business of manufacturing commercial vehicle bodies, and he has his own equipment, a lifting crane, and a loading machine.

Jivan needs a loan of 900,000 Armenian drams to pay for the education of his daughters for a semester.
View original language description ↓
Дживан родился 1961г. в городе Каджаране. .После школы окончил Капанский Политехнический институт по специальности инженер горняк. И Дживана три дочери и сын. Старшей дочери 23 лет учится на третьем курсе Ереванского медицинского университета на лечебном факультете . Средней дочери 20 лет учится на втором курсе Капанского Политехнического института на финансово-экономическом факультете . А младшей дочери Дживана 19 лет ,она учится на втором курсе Ереванского медицинского университета на лечебном факультете .Жена Дживана домохозяйка .
С 1997года Дживан занимается на своей территории предпринимательской деятельностью изготовлением кузова для грузовых автомобилей, имеет собственное оборудование, подъемный автокран, погрузочную машину.
Дживану нужен кредит на сумму 900.000 Армянских драм для оплаты за обучение своих дочерей за семестр.

Previous Loan Details

Jivan was born in 1961 in the town of Kajaran. After graduating from Kapan high school, he enrolled in the Kapan branch of the Yerevan Polytechnic Institute, where he received a degree as an engineer-miner. Jivan is married and has four children: three daughters and a son. His daughters are un... More from Jivan's previous loan »

Additional Information

More information about this loan

This loan is part of NorHorizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Armenia

  • $6,300
    Average annual income
  • 154
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • 418.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Jivan to pay his daughters' tuition fees.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Mar 29, 2013
Currency Exchange Loss:
Oct 17, 2014