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Update on Merlinda

As the married parent of seven children, Merlinda works hard to support her family. She earns a living by selling food in the Philippines, and earns additional income by farming vegetables and running a general store. She is requesting a loan for PHP 15,000 from NWTF to buy ingredients such as meat, spices and vegetables for her food-vending business. Merlinda has successfully paid back 14 previous loans and will use this new one to continue building up her food-vending business. Her goal is to provide a secure future for her family.

Previous Loan Details

Merlinda is 62 years old and married. Merlinda is in the agricultural business hog raising in the Philippines. Merlinda requested a PHP 15000 loan through NWTF to buy feeds and vitamins for her pigs. Merlinda has been hog raising for 3 years now, and has borrowed 13 times in the past from N... More from Merlinda's previous loan »

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 413
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Merlinda to buy ingredients to make food to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Mar 28, 2013
Currency Exchange Loss:
Oct 17, 2013