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Ruby is 34 years old, married and the mother of three children. She lives in Oroquieta, Misamis Occidental, where she owns and operates a farm. She has been in business for over six years and earns PHP 22,000 a month. She joined GDMPC in 2011, and is requesting a loan for PHP 20,000 to buy fertilizer. Her dream for the future is to provide a good life to her children and improve her living conditions.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 326
    View loans »
    Philippines Loans Fundraising
  • $70,768,400
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ruby to buy fertilizer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 28, 2013
Currency Exchange Loss:
Dec 17, 2013