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Sivorn, a rural villager residing in Kandal Stoeng district of Kandal province, is married and blessed with three children. All of them are still under her dependency, since two are school children while a remaining one is an invalid. The main incomes are solely from Sivorn's occupation as a garment factory worker and her husband’s job as a construction worker. The current main challenge for Sivorn's family is the low condition of her house.

To overcome this challenge, she has reapplied for a new loan with VisionFund Cambodia. Sivorn has been with VisionFund Cambodia (Kiva’s partner) for four cycles. She has managed her past loan properly, to upgrade her lifestyle.

For this new cycle, Sivorn will use her loan portion to fix her house. She hopes the loan will help her to renovate her house on time, so she does not need to worry about her house condition during either the upcoming dry season or rainy season.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sivorn to fix her house.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Apr 3, 2013
Currency Exchange Loss:
Aug 17, 2013