Update on Rosa ArcilaRosa has been part of “Las Toquilleras” (The Straw Hat Makers) communal bank for several years. She likes the loans since she can improve her small business. She lives in Sigsig Canton, a place which enjoys natural beauty since it is surrounded by several mountains and green fields. It has a mixture of old and modern architecture. Its people are kind and courteous with big hearts. They still keep to their culture and traditions.
Rosa is 46 years old. She is married and from her marriage she has conceived six children. Two of them are married and have left home, one studies at university, one is at high school, and her two youngest children go to a small local school. Her husband is a professional driver; he drives a bus. The house they live in is their own.
Rosa makes a living from breeding animals and she also weaves Panama hats, an activity which she learnt to do from a very young age. These businesses have allowed her to contribute to her household finances and meet the costs of her children’s studies.
She invested her previous loan in the purchase of animal feed and toquilla straw, from which she obtained very good profits. She is repeating the loan and is going to invest it in feed for her animals and books for her children’s studies.
La Señora Rosa tiene 46 años, es casada y en su unión conyugal ha concebido 6 hijos, dos de ellos son casados y viven independientes, uno de sus hijos estudia en la universidad, uno está en el colegio y sus dos últimos hijos estudian en una escuelita de la localidad. Su esposo es chofer profesional y labora conduciendo un bus, la casa en la que viven es propia.
Doña Rosa se dedica a la cría de animales y también teje sombreros de paja toquilla actividad que la aprendió desde muy pequeña gracias. Estos negocios le han permitido aportar a la economía de su casa y solventar los gastos de los estudios a sus hijos.
Su crédito anterior lo invirtió en la compra de alimento para sus animales y taja toquilla, de los cuales obtuvo muy buenas ganancias. Esta repitiendo el crédito y lo va a invertir en alimento para sus animales y libros pagar los estudios de sus hijos.
Previous Loan DetailsRosa’s a member of the “Las Toquilleras” (The Straw Hat Makers) communal bank. All its members live near Sigsig Canton, a place surrounded by beautiful mountains. Most of the women in this canon are housewives who do their household chores and also work in agriculture, raise animals or make str... More from Rosa Arcila's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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