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El Me Da La Mano Group
In this Group: Marina Isabel, Avis Jemina, Gricela Auxiliadora
This group is made up of three enterprising members. One of them is Gricela, who has had a bakery in her house for 15 years. She has two salaried workers and a son who help her with her business. She has been in the institution for one year. She will invest this loan in the purchase of ingredients like flour, sugar, yeast, food coloring, rhodamine dye, cinnamon, etc.

Marina is 57 years old and her business is selling food in her home. Avis is 39 years old and her business is handicrafts sales.
View original language description ↓
Grupo formado pòr tres socias emprendedoras una de ellas es Gricela tiene 15 años de tener una panadería en su domicilio, tiene dos trabajadores asalariados y un hijo que le ayuda en el negocio , de estar en la institución tiene un años el crédito lo invertirá en la compra de materia prima como harina, azúcar, levadura, colorantes, rodaminas, canelas etc. Marina tiene 57 años de edad y su negocio es la venta de comida en su domicilio y Avis tiene 39 años de edad y su negocio es la venta de artesanías.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $26,425,425
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of El Me Da La Mano Group's $900 loan helped a member to invest in the purchase of ingredients like flour, sugar, yeast, food coloring, rhodamine dye, cinnamon, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Apr 13, 2013
Currency Exchange Loss:
Aug 17, 2013