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This is 40-year-old Theresa. She is married and has 3 children aged 24, 22, and 18 years. In 1999, Theresa established her drink-selling business. She began her business because she wanted to become self-employed. Her business is located in the outskirts of town, and her main customers are general community people. Working 7 days a week and 12 hours a day, she earns about Le 1,000,000 every month from this business. She would like a loan in the amount of Le 5,000,000. Theresa requires a loan in order to buy more drinks. She hopes that this loan will support her to increase her profit. In the future, Theresa plans to become a wholesaler and distributor. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 48
    View loans »
    Sierra Leone Loans Fundraising
  • $9,977,925
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Theresa to buy more drinks to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 28, 2013
Currency Exchange Loss:
Feb 17, 2014