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This is 42-year-old Adama. She is a widow and has four children aged 26, 20, 18 and 15. In 2002, Adama established her garri and palm oil business. She began her business because she wants to maintain her family. Her business is located in the outskirts and her main customers are women. Working seven days a week and 15 hours a day, she earns about 700,000 Le every month from this business.

She would like a loan in the amount of 4,500,000 Le. Adama requires a loan in order to buy more garri and palm oil for resale. She hopes that this loan will support her to increase her profits.

In the future, Adama plans to build a dwelling house and business stores. She is hard working, and she thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Adama to buy garri and palm oil for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 28, 2013
Currency Exchange Loss:
Feb 17, 2014