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Apocalipsis Group
In this Group: Rosamelia , Maria Elena, Damaris Del Socorro
This group consists of three members. One of them is a 25-year-old woman named Damaris. She is married and has three young children (ages 2, 7, and 5 respectively). For the past five years she has been selling new and used clothing. She used the profits to open a store in her home. Her loan will be invested in products such as rice, beans, sugar, oil, beef, chicken, dairy products, milk, eggs, popular medicines, and other items.

Rosamelia, age 41, has a business of selling used clothing and Romanel jewelry. María Elena repairs and sells mobile phones from her home.

View original language description ↓
Este grupo está formado por tres socias una de ella es Damaris mujer de 25 años, acompañada, con tres hijos menores de edad 2, 7, y 5 años respectivamente tiene cinco años de vender ropa usada, ropa nueva fue guardando su ganancias lo que hace poco puso una pulpería en su domicilio, el crédito lo invertirá en el reforzamiento de productos como arroz, frijoles, azúcar, aceite, carne de res, carne de pollo, productos lácteos, leche, huevos, medicamentos populares, etc. Rosamelia tiene 41 años su negocio es la venta de ropa usada y prendas romanel y María Elena repara y vende celulares en su domicilio.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Apocalipsis Group's $1,225 loan helped a member to buy rice, beans, sugar, oil, beef, chicken, dairy products, milk, eggs, popular medicines, and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Apr 2, 2013
Currency Exchange Loss:
Sep 27, 2013