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Carlos Manuel
Carlos Manuel lives in the city of Managua. He has worked for a government institution as a security guard for the last 13 years. He’s very well-known at work for being a person who is respectful to his coworkers.

Carlos is asking Kiva and Ceprodel for a loan to finish building his house since he still needs to erect a wall in the front of the house to provide better security for his family. He is very grateful for the financing because thanks to it he’ll be able to finish his house.
View original language description ↓
El señor Carlos Manuel vive en la cuidad de managua trabaja en un institucion de gobierno como guarda de seguridad desde hace 13 años muy conocido en su trabajo por ser una persona respetuosa con sus compañeros.

don Carlos esta solicitando a kiva y ceprodel un crédito para terminar de construir su casa ya que le falta la construcción de una pared en la parte de adelante de su vivienda para darle mayor seguridad a su familia
agradeciendo mucho por el financiamiento por que gracias a eso va poder concluir su vivienda

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Carlos Manuel to buy building supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 2, 2013
Currency Exchange Loss:
Apr 16, 2014