Check out some available loans that are similar to this one!
José is 32 years old. He is married and currently lives with his wife and two children. With this loan, José intends to buy supplies such as fertiliser and insect sprays as well as using it to pay for labourers. He wants to look after the plantation so the plants do not get damaged or produce a low yield. That way his coffee-growing project will make higher profits that he will be able to use for his family. José does not have enough to make these purchases on his own as he is poor and has no other way of finding the money that he needs. So, he is applying for his first loan with "Fudecosur". He has not had any other loans with state banks and "Fudecosur" is providing José with a loan with better conditions and a much lower interest rate.
View original language description ↓
José tiene 32 años de edad, está casado y vive con la esposa y dos hijos actualmente. El con crédito pretende comprar insumos como abonos, fumigantes, y a su vez ayudarse con la mano de obra. El piensa dar mantenimiento a las plantaciones, para que este no sufra ningún daño, y no se pierda la producción, y así con su proyecto cafetalero poder generar más ganancias para contribuir con su familia, el no cuenta con el capital necesario para dicha compra, ya que es de bajos recursos y no tiene como adquirir el dinero necesario para esto, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 2
    View loans »
    Costa Rica Loans Fundraising
  • $4,789,625
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Jose to buy fertiliser and insect spray and to pay for labourers.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 23, 2013
Mar 25, 2013
Currency Exchange Loss:
Feb 24, 2016