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Armine started this business in 2001. She owns a little shop where she sells home products. She loves her work and works hard to gather high income. Due to her kind attitude towards people, she has managed to gain many loyal customers.

Now she wants to enlarge her business and increase the sales of the shop. She has applied for this loan to purchase inventory for the shop. This is very important for her to be able to meet current demand and stay competitive in the market.

Armine is alone and lives with her mother who has a with retirement pension. Armine does her best to cover the family's costs and give her mother appropriate conditions for living.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 170
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,450 helped Armine to pay for inventory for the shop.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Mar 28, 2013
Currency Exchange Loss:
May 17, 2016