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Qajik lives in Sarakap village of Shirak region, which is famous for its severe cold climate. Qajik is married with three sons. The best agricultural business for the locals is cattle farming and some limited land cultivation. The family keeps livestock, which currently includes 14 cows, 2 mother pigs, 15 little pigs, 24 chickens, and 6 colonies of bees. Qajik also owns agricultural land where he cultivates wheat.

As Qajik has no sufficient funds to cover the costs of his farm, he has applied for this loan. With the help of the loan, he will purchase barley seeds, fertilizer, and forage for feeding the livestock. This will help him to expand his agricultural activities and gather a higher income. Additional money from the loan will be used to cover fuel costs, which will help Qajik to take the gathered agriculture products to the market to sell.

Qajik is very hardworking farmer and is very excited about developing his farm, earning more income, and ensuring a better life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 136
    View loans »
    Armenia Loans Fundraising
  • $15,757,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Qajik to pay for barley seeds, fertilizer, forage for feeding the livestock, and fuel.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Mar 28, 2013
Currency Exchange Loss:
Jan 17, 2014