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Esther lives in Kampala, Uganda. She is a widow with three children, all of whom attend school. She is also looks after another family member (a younger brother).

She has been operating a small eating place from the market for three years, working six days a week. She has no other source of income.

Esther has requested a loan of UGX 500,000 from MCDT- SACCO to be able to purchase ingredients such as salt, cooking oil, dried peas and beans and to replace some worn out utensils. Her challenges include seasonality, defaulters and transportation. Esther's dream is to own a fully stocked restaurant and to buy a piece of land and build premises where to operate from. She joined MCDT because of low interest charged on loans. Esther rents a house without access to either electricity or piped water. Her major monthly expenses include school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 244
    View loans »
    Uganda Loans Fundraising
  • $32,801,525
    Funds lent in using Kiva
  • 2,636.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Esther to purchase ingredients for her business, such as cooking oil, dried peas and beans, and also to replace used utensils.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Mar 27, 2013
Currency Exchange Loss:
Oct 20, 2013