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Mrs. Zahida is a married woman who lives with her husband and six children in Punjab, Pakistan. For the last four years, she has been doing hand embroidery and operating this business with the support of her husband. She makes beautiful patterns for the people of her community. Her designs are very much in demand and she has managed to consolidate a clientele that allows her to contribute to the expenses of her home.

To help her continue her operations, Zahida has requested a loan of PKR 20,000 to buy threads in different colors along with packs of beads, sequins and stones for embellishment. In this way, she will be able to cater more consistently to her customers. She hopes that she will increase her income by targeting more customers.

Zahida hopes that her children will have a bright future ahead. She is in her second loan cycle and has a good repayment history. She is very thankful to Kashf for its tremendous support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 216
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Zahida to buy threads in different colors along with packs of beads, sequins and stones for embellishment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Apr 2, 2013
Currency Exchange Loss:
Mar 21, 2014