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Sarah is a 41-year-old teacher who is married to Noni, a 44-year-old teacher. They are blessed with five children, namely: Desky, 21, in the fourth semester of nursing high school; Elen, 17, in the first grade of senior high school; Andre, 11, in the fifth grade of elementary school; Friska, 9, in the third grade of elementary school; and Jenira, 7, in the second grade of elementary school.

Five months ago, in order to earn more income, Sarah bought a used “bemo” (public transport). The bemo operates every day. Sarah has planned to replace the tires and the accumulator, as well. She requested a loan of IDR 12,000,000 from Tanaoba Lais Manekat Foundation (TLM).

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 26
    View loans »
    Indonesia Loans Fundraising
  • $6,133,025
    Funds lent in using Kiva
  • 9,742.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Sarah to purchase new tires and an accumulator for her vehicle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Mar 27, 2013
Currency Exchange Loss:
Aug 22, 2014