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Dilbara is 47 years old, married, and has 2 children. In 1994, she began raising cattle and growing crops with start-up capital of only 10,000 Kyrgyzstan Som. Today, she has 2 cows, 30 sheep, and 2 horses. Each year she works a 1.64-hectare plot of land where she plants beans and perennial herbs. Thanks to her hard work, her farm brings in monthly earnings of about 15,000 Som. For the purpose of further developing her business, Dilbara has approached Bai Tushum & Partners for a loan of 120,000 Som to purchase bulls and horses for breeding to improve the stock. She plans to use the income generated by this loan to reinvest in her business. Her dream is to build a large house.
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Дилбаре 47 лет, замужем, воспитывает 2 детей. C 1994 года Дилбара начала заниматься полеводством и животноводством с 10,000 KGS. На сегодняшний день Дилбара имеет 2 коровы, 30 овец и 2 лошади. Дилбара ежегодно обрабатывает 1,64 га земли га сажает фасоль и многолетние травы. Благодаря упорному труду и настойчивости Дилбар, ежемесячная прибыль от бизнеса составляет около 15,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Дилбар обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку бычков и лошадей для улучшения породы. Доходы от кредита Дилбар планирует вкладывать в развитие бизнеса. Мечтает построить большой дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Dilbara to purchase bulls and cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 29, 2013
Currency Exchange Loss:
Oct 17, 2014