A loan of $6,425 helped a member to buy supplies and bazaar items.


Los Claveles (Portoviejo) Group's story

The communal bank Los Claveles [The Carnations] meets every fifteen days in Portoviejo, a beautiful and hospitable city known as the City of Real Tamarinds that has many tourist attractions and an exquisite variety in its gastronomy.

This group is made up of fifteen women and one man who, some time ago, decided to unite themselves in order to receive the help of a bank through loans. They make a living in diverse activities, like in trade, selling food, and also in offering services.

One of the members of this group is Lorena. She is thirty-seven years old, is married, and has two children, ages 12 and 8. They study in high school and in primary school. Her husband works in the city slaughterhouse.

Lorena has a store in her home where she sells supplies, soda, ice-cream, clothing and bazaar items. She works alone every day, although when she needs to go somewhere, her sister helps her at the store; however, this is only occasionally. She has had this business for more than ten years, and this helps her to get ahead since her husband does not make a lot of money and they have a lot of expenses.

This loan is to stock her store with more items; she is going to buy supplies and items for the bazaar. This is her first cycle with the communal bank, and she likes it because the loans are quick and do not have a lot of requirements.

Her dream is to continue growing her business.

The small inserted photo is of a member that could not be present when the group photo was taken.

In this group: Liliana Maribel, Rosa Gissela*, Vicky Michelle, Roxana María, Kathia Alicia*, Howard Isaac*, Angie Katherine, Angela Mercedes, Esther Valeria, Agustina Monserrate, Zunilda De Los Angeles, Yelitza Antonella, Lissette Juliana, Kenia Dayana, Lorena Ateneida, Roxana Rocio
*not pictured

Translator profile picture

Translated from Spanish by Kiva volunteer Christina Mellace


Loan details


Lenders and lending teams



Loan details