A loan of $950 helped to buy vegetables, oranges, papayas, lemons and other fruits.


Eliana Yanina's story

In Los Bajos de Montecristi, a city known for its great diversity of traditional products such as, for example, the Panama hats well-known inside and outside of the country, the members of the 4th of November communal bank meet every 15 days. In this place lives Eliana. She is 30 years old, in a common-law marriage from which she has two children, 13 and 9 years old, who attend school. Her husband is a merchant. Eliana is taking out a loan so that her husband can invest it in his business. He works selling fruits and vegetables for which he has a stand in a market in Manta. He works every day from 5am until 4pm and has been in this business for more than 15 years. He buys the products at the wholesale market or, if not, then from farmers from the area around where they live, which leaves him with better earnings since he buys from them more cheaply. It is in this way that he earns a living for his family and gives his children a good education. This loan is to purchase vegetables, oranges, papayas, lemons and other fruits. She has been with the communal bank for almost two years and likes it because the interest rates are lower than in other credit institutions. Her dream is to have a well-finished and larger house.

Translated from Spanish by Kiva volunteer Melanie Snellings


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