A loan of $650 helped to buy wood, paint, nails, and other materials.


Betty Margarita's story

In Los Bajos de Montecristi, a city known for its great diversity of traditional products such as the straw hats known inside and outside of the country, every 15 days the members of the communal bank 4 de Noviembre meet.

Betty lives in this place. She is 31 years old and married, and from this relationship she has two children who are 10 and 5 years old and in school. Her husband is a cabinetmaker.

To help her husband and contribute to the home expenses, Betty is requesting the loan for him to invest in his small cabinetmaking workshop. There, he forms the wood and creates all kinds of furniture, such as beds, bureaus, and shelves, among other products. He works by requests from his customers and also on occasion he delivers to a furniture store in the city of Manta. He has labored in his workshop for more than four years, and with this he struggles so that his family wants for nothing.

This loan is to buy wood, paint, and nails, among other materials needed to create his products. She has been with the communal bank for three years, and she likes it because with the loans she is able to help her husband.

Her dream is to give the best to her small children.

Translated from Spanish by Kiva volunteer Sarah Tyler


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