A loan of $500 helped to buy towels, slippers, swimsuits, women's underwear and more.


Jerardo Ramon's story

Jerardo is 62 years old and quite poor. He is originally from Carazo Jinotepe but currently lives in Managua. He is married and father to four children, all of whom are now independent adults. Jerardo makes a living selling various merchandise. He is a qualified accountant but, given his desire to get ahead in life, he decided to start his own business. He started working in a business very young, as an accountant, but later quit when a friend taught him how to run a business selling merchandise such as clothes, make-up and items for school. Jerardo is very satisfied as the business is going well and with the money he is earning every day he has been able to improve his home. However, he needs to stock up his business. At work, Jerardo receives support from his wife, He currently sells his products out of a room in his home. Jerardo is applying for a loan to buy towels, slippers, bathing suits, women's underwear and more. With the summer approaching, demand will be higher, just as it is at Easter. As part of his plans for the future, Jerardo wants to start a bookshop as an extra source of income.

Translated from Spanish by Kiva volunteer Iain Gaw


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Loan details